If you aren’t going through foreclosure, you might not be too worried about people struggling to pay their mortgage payments or going through foreclosure. However, all this can affect you, especially if you own your own house. It’s best not to completely dismiss it.
People can go into foreclosure for various reasons. They may be unable to pay their mortgage payments, be duped by their bank or go underwater. Thankfully, there can still be hope of a better life after foreclosure strikes. This California couple is an example of this.
Protesters marched from Freedom Plaza to the Justice Department in the country’s capital on May 20. They were protesting against predatory lending practices and the ways bankers misuse home equity and pension funds. They want bankers’ actions to be accounted for and for them to actually have to face punishment.
Foreclosure has hit working families the hardest in New York State. The Attorney General has great sympathy for these marginalized homeowners and proposed a new bill aimed towards preventing and helping struggling homeowners. It was passed by the New York State Legislature. The Attorney General’s HOPP program allocates funds for free legal services, counseling sessions and other kinds of support for struggling homeowners.
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