About Us - In business since 1998

Foreclosure Listings company

ForeclosureListings.com is among the nations leaders in online foreclosure information delivery. Staffed 24 hours, seven days a week by a dedicated staff. The site is updated continuously throughout the day.

ForeclosureListings.com combines one of the largest and freshest database of foreclosure listings direct from major banks, mortgage companies, HUD, Fannie Mae, Freddie Mac, Government and more. Our 20 years of practical experience in the business made it possible for us to contact major banks and real estate brokers nationwide and develop a network of exclusive contacts in this industry unsurpassed by any other company.

Properties in Pre-Foreclosure

Our nationwide network of courthouse scouts obtain information as it is filed regarding owners that have just been served with a foreclosure notice, this service is not available in every county. Once you have pre-foreclosure information you can contact the property owner FIRST and negotiate the best possible price.

Foreclosure Auctions

Did you know that each week thousands foreclosure properties are sold at public auction? We provide daily auction updates listing foreclosures that are going to be sold at a court ordered auction in states where available.

Real Estate Brokers Network

We have a network of foreclosure real estate brokers nationwide who supply us with exclusive listings daily.

Billing by CCBILL Company

CCBill is an online credit card and check payment processor that works with thousands of Web sites. For more information you can visit http://www.ccbill.com.

How can I contact CCBill?

You may dial our toll-free Consumer Support line at any time at 1-888-596-9279. We are here to assist you 24 hours a day, 7 days a week, 365-days a year. Simply call one of the telephone numbers listed below to speak with a CCBill Consumer Support Representative.

You may also send an e-mail with your subscription information to support@ccbill.com. When sending your request, please provide as much information as possible, e.g., subscription ID number, e-mail address, username, last name, and ZIP code.

You can find more about us here

2417 Jericho Tpke Suite 344 - Garden City Park, NY 11040
Fax: 718 732 2676
For billing inquiries ONLY 1 - 888 - 596 9279

Contact Form - ForeclosureListings.com


If you're not in the United States Register Here

Subscribe Our Newsletter

Insert your email here:

Contact Us!

Customer Service

Open Monday - Friday

9:30am - 5:30pm EST

By Phone

Billing issues: 1 888 596 9279

Fax: 718 732 2676

By E-mail

Click Here

Media inquiries

Click Here

Address

2417 Jericho Tpke

Suite 344 - Garden City

Park, NY 11040

Frequently Asked Questions - Foreclosure Listings.com

Q: What is a foreclosure and how do I go about buying them?

A: A foreclosure happens as a result of a homeowner’s default on their mortgage payments. When a homeowner can no longer make payments towards their mortgage, the lender will still need to collect the remaining debt. In order to do this, the lender will file for foreclosure, which gives them the right to sell the home in order to regain the amount owed on the mortgage debt.

Most foreclosures are sold by public auction, although some may be sold privately by banks as a result of repossession. Many others are sold by the owners in the pre-foreclosure stage in order to avoid a full blown foreclosure and public sale. All foreclosures offer a chance for homebuyers and investors to purchase property for discounted prices.

The basic process of buying a foreclosure through ForeclosureListings.com starts by searching our database of foreclosure listings for homes available in your area. Our listings are extremely detailed, and provide all kinds of information about each property. This includes the type of foreclosure it is, statistics on the home, and who to contact to learn more about the home.

ForeclosureListings.com can help you learn about all different kinds of foreclosures and the different procedures for buying them. Reading our FAQ is a good way to introduce yourself to different types of foreclosures. We also offer information on calculating offers and getting the best deals possible. We have information on the Foreclosure Laws and procedures for different states, which can be found here.

We can also help by putting you in contact with local real estate agents who can help you pursue purchase, or we can teach you all you need to know so you can attend auctions, contact pre-foreclosure homeowners, or buy direct from banks. Once you know the basics, you’ll find that the more properties you view through our listings, the better you’ll be at determining which are the best values.

To learn more about buying pre-foreclosures, click here.

To learn more about buying foreclosures at auction, click here.

To learn more about buying REO homes, click here.

Back to top

Q: How do I purchase a Pre-Foreclosure before it becomes a foreclosure?

A: When someone refers to a property that is in the “Pre-Foreclosure” stage, they mean that the owner of the property is in default on their mortgage payments. The owner has not yet been foreclosed upon, but if they do not settle their mortgage debt within a given amount of time, a foreclosure will be inevitable. Many homeowners who see no real way out of debt in the immediate future will attempt to sell their home in the pre-foreclosure stage, because it allows them to both avoid a sizeable foreclosure debt and receive something in return on the home.

Each pre-foreclosure listing you find on ForeclosureListings.com will list the contact information for the property owner. The first step in buying a pre-foreclosure is to get in touch with the owner and arrange to meet to discuss a sale. Don’t be too pushy, but show firm interest in the property so that the owner remembers you and takes your interest seriously.

Before you make an offer on the property, make sure you calculate it properly. A good way to do this is to take the estimated market retail value of the property as a starting point, and subtract from that any additional costs you as an owner will incur. This includes the remaining loan balance inherited from the previous owner, any additional liens on the property, any repair costs, and anything else that is necessary to have the house free of debt and in good condition. There are tools on the ForeclosureListings.com site to help you with these calculations.

Remember, a pre-foreclosure home is not yet in the foreclosure stage, so if the owner doesn’t respond right away, don’t be discouraged. They may be pursuing other options. Also, many homes can still be purchased anytime before the date of an actual foreclosure sale. But a buyer willing to pay in cash who makes an offer at the right time can often be the best option for a homeowner in default.

Back to top

Q: How do I buy a Foreclosure property at auction?

A: When a homeowner defaults on a mortgage payment and does not make up the payment within a specific amount of time, the lender will be forced to foreclose on the property and sell it at auction in order to regain the amount left in debt on the loan. However, since the lender only needs to collect the remaining debt, and not the full loan amount, a foreclosure property can often be sold for below its actual value at auction, and the lender will still be satisfied. Attending auctions and buying foreclosure property is an excellent way to purchase property for a discount.

When you view a listing for a foreclosure scheduled for auction on ForeclosureListings.com, the listings will contain a contact number for the “trustee” of the sale. The trustee is in charge of the auction, and we recommend contacting that person to confirm dates and review the conditions of the sale.

One of the first steps in deciding whether or not to buy a property at auction is to first perform a title search to see if there are any other liens or fees associated with the property, as well as to see its history. A lien is an additional claim besides the mortgage by someone whom the homeowner owes money, and could be in the form of a home equity loan or any other additional loan taken out against the home. Be careful when reviewing this information, because extra lien fees could negate the savings you stand to gain by purchasing at auction.ForeclosureListings.com can help you perform a title search to find out, just click the link provided with the listing. Some sales may waive all other liens, so it is important to check with the trustee as well.

Before attending the auction, make some calculations as to what your highest bid on the property will be. Start with the market value of the homer, and factor in repair costs, lien payments, legal fees, or any other costs associated with buying the home or improving its condition. You should treat this figure as your ceiling or maximum bid. Any amount less that you pay than your maximum bid is total profit, and represents the amount you have saved on purchase and stand to make on resale, if you sell at your estimated market value. You should never pay more than your ceiling price for a home at auction. And remember to arrange to make your payment in cash, since some sales require this, Plans for payment can be worked out with the trustee before or after the sale, but make sure you can pay in the correct fashion before you bid.

One of the best ways to become experienced at auction purchase is to attend some auctions and just watch. This way you’ll get an idea of how it works. And remember, the less you pay than your maximum bid, the more money you save or stand to make on resale. Don’t feel like you have to purchase the home at the first auction you attend. If the bidding exceeds the value you’d like to pay, let it go. Buying at auction is all about getting the best deal possible, and there are plenty of other homes out there.

Back to top

Q: How do I go about buying an REO property from a bank?

A: An REO property is a property that has been taken control of by a lending bank either through repossession prior to an auction or after a foreclosure has runs its course. The bank will look to sell the home in order to regain the amount owed on the previous homeowner’s loan.

The advantage to buying an REO property is that the bank will often wave all liens or debts associated with the property upon sale. However, the amount you stand to save off the actual market price of the property is less than you would by purchasing at auction or through a pre-foreclosure agreement.

When you view a listing for an REO property on ForeclosureListings.com, you’ll be able to see the lender’s contact information. You can then get in touch with them to arrange to see the property. As usual, before you make an offer you should do a title search, despite the fact that the bank usually waives all liens. ForeclosureListings.com can help you with this, as it is an excellent way to examine the history and condition of the property. Also, you should ask questions, such as whether or not the bank has performed repairs on the home or whether it is sold “as-is”. Once you calculate the market value of the home, minus the cost of any additional repairs or fees associated with purchase, you will have your maximum offer. Offer something lower at first, to try to maximize your profit. Banks often tend to want to sell REO homes as quickly as possible, so you can often buy for below market values.

However, you must be aware that many bank-owned REO homes are subject to periods of “redemption”, during which the original homeowner may buy back the home if they come up with the necessary money. So just because a home is listed as an REO, it may not be for sale until after the redemption period has ended. Check with the lender or local state laws to see how long the period of redemption will last.

Back to top

Q: I’m having trouble contacting the bank owner of the REO property I am interested in. What should I do?

A: It’s important to remember that the first job of banks is to lend money and provide financial services to clients, not to sell real estate. For this reason, it may be hard to get in touch with the right department at banks that own REO properties, especially when you can’t be there in person.

ForeclosureListings.com always provides the name of the lender in its REO listings, and we try to provide their phone numbers as well. But if you can’t find a number or are just having trouble getting through to the right department, there are other options.

First of all, you can check if the bank has listed the property for sale with a real estate agent. ForeclosureListings.com can help put you in touch with an agent in the area of the home to find out if this is the case. You can then work out the offer you’d like to propose, and deal through the agent.

You can also try contacting the local Property Assessor for the city or county. If you provide them with the address and home information, they can usually tell you who currently owns the home or is in charge of it. They can also provide contact information.

ForeclosureListings.com can even put you in touch with a real estate agent local to the area of your REO who can inquire into the property for you. No matter what, don’t get discouraged. Contacting a lender can be difficult, but it is very possible to get through. Send letters, make phone calls, and someone will notice you. Remember, banks want to sell REO homes just as much as you want to buy them.

Back to top

Q: How do I go about buying property on ForeclosureListings.com?

A: Depending on the types of homes you decide to pursue, there are different methods for buying homes listed on ForeclosureListings.com. Each listing tells what kind of property is described, whether it’s a home going to sale at foreclosure auction, a home available for purchase from a bank, or a pre-foreclosure that can be purchased direct from the homeowner. Each listing has contact information on who to contact to learn more about the home and how it will be sold. Foreclosures and repossessed homes have different procedures for purchase depending on the laws of the state or area. You can read about laws for buying foreclosures in different states by clicking here. We also have FAQ’s on buying different types of foreclosures like auction homes, pre-foreclosures, and REO properties.

If you’re attempting to buy a For Sale By Owner (FSBO) home, please consult our FSBO FAQ by clicking here.

Back to top

Q: How do I check for outstanding liens on a property, home equity values, or if the owner has filed for bankruptcy?

A: If an owner has filed for bankruptcy and you want to purchase their foreclosure property, it often means you’ll have to pay their remaining loan debt. Similarly, learning how much equity is paid off on the home will help you determine how much the lender is going to want at auction or through a sale, since they will want to retrieve the remaining debt on the full loan amount. Therefore, it’s of the utmost importance to learn about liens, bankruptcy, and how much equity is built up in the home so you can calculate these values into your maximum bid and determine whether buying the home will be worth it.

One of the most effective and accurate ways to view liens concerning properties is to perform a title search, which ForeclosureListings.com can help you with. Click here to go to our title search page. This will show you all liens associated with the property.

If a listing has a bankruptcy associated with it, the ForeclosureListings.com listing will note that. You can contact the current owner of the property or the trustee of the sale as listed to find out more about the bankruptcy, or about the home’s equity. You can also contact the local Property Assessor to find determine who owns the property or is in charge of the sale.

Learning about the liens, associated debts, and home equity on a property is important because it influences the true cost and value of the property. When determining the home’s value, start with the estimated market value of the home. Then subtract from that any additional liens associated with the property, as well as estimated repair costs, legal fees, etc. You can call this your maximum offer on the property, or the amount at which if you were to pay any more, you would no longer be profiting or breaking even on the purchase.

Then, subtract the equity built up in the home from the estimated market value. This is what you can expect the lender will want for the property. Depending on the type of sale, this figure may or may not be subject to change. For REO homes, it is usually not, depending on the condition of the property. But for auction sales and pre-foreclosures, the sale price can be very flexible. Compare your maximum bid with what you can expect to pay for the home, and determine if it is worth it.

Back to top

Q: How will ForeclosureListings.com help me to pursue properties once I’m a member? Will I have to do it all myself?

A: In the end, you’ll have to decide on which properties you want to buy for yourself, but we will do everything we can to help you find the right properties for you and prepare you for that decision.

For starters, we offer some of the most detailed property listings available anywhere. When you search for properties in a certain area, you’ll have access to all kinds of information about the property that you’d never get from a traditional newspaper listing, including great photographs. We also provide contact information so you can contact those in charge of the homes or sales that interest you, so you can inquire about further details or make offers.

Another great feature that helps you locate properties and stay on top of the newest listings is our Property Alert service. Once you specify the areas that most interest you, or that you’d like to pursue homes in, we will automatically e-mail you listings for those areas as soon as they are made available, even before we post them in our general database. This will give you the edge you need to buy these homes, since time is an important factor in getting the best deals.

We can also help put you in touch with real estate agents in the areas that interest you to further expand your search and help iron out details of more complicated sales.

But our most helpful feature is by far our Customer Support Service. We are on hand 24 hours a day, 7 days a week to answer any questions you have regarding foreclosure listings, the process of purchase, or anything else concerning your search for great real estate. We are a dedicated team of real estate professionals with 20 years in the business, so don’t hesitate to take advantage of our knowledge!

With ForeclosureListings.com, you get access to more than 500,000 properties from all over the United States. We are constantly updating our listings and adding new features and services to make your experience with our site easier and more effective. We are the best source for foreclosures, anywhere on the internet.

Back to top

Q: What do the “Price” amounts in dollars mean that are displayed on each listing?

A: The price shown on each listing is generally the amount remaining in mortgage debt that the lender needs to collect from a sale in order to break even. We provide this amount because it is a good place to start in estimating how much you will offer for the property, but don’t assume it’s the price you are going to pay. In some cases you can expect to pay more or less than this value, depending on the type of foreclosure or sale that the price is associated with. The price we offer is an estimate based on factors such as equity in the property and additional liens on the property, and can also be used as an opening bid, since it often represents the lowest possible price that the owner can sell for while still breaking even.

In some cases, we may not be able to find enough information to provide this calculation, and we will list the price paid for the property by the previous homeowner when they first bought the property. If this is the case, we will indicate it on the listing. In rare cases, we may not be able to provide any price, but by contacting those in charge of the home as listed, you can learn the details of the sale.

The price listed can also help you in determining how much to offer on the property. ForeclosureListings.com offers several calculators that can help you estimate a base offer by subtracting the liens associated with the property from its market value, as well as lots of information on maximizing your profit through bidding at auction or making offers to lenders and homeowners.

Back to top

Q: How can I determine a home’s market value?

A: The best way to determine a home’s market value is to have it appraised by a professional. If you are in the area and can make arrangements with the trustee of the home or its current owner, you can hire an appraiser and visit the home to have it independently appraised.

For most foreclosure sales, especially auctions, the trustee, lender, or person in charge of the sale must arrange to have the property appraised before the sale take places. So often times you can find out the results of this appraisal by getting in touch with the contact provided on the ForeclosureListings.com listing that interests you. However, it’s still good to get an idea of the property’s value for yourself, so arranging an independent appraisal can be in your best interest.

You can also make estimates based on the original sale price of the home before its owner defaulted, and by comparing that with current property values in the area. This will give you a good ball park figure to work with. Be sure to think about repair and improvement costs however, as they will have an impact on the amount you end up putting into the property.

Back to top

Privacy Policy - Foreclosure Listings.com

FORECLOSURELISTINGS.COM (HEREINAFTER, REFERRED TO AS ‘WEBSITE’, ‘WE’, ‘OUR’, ‘US’, OR SUCH DERIVATIVES) IS COMMITTED TO PROTECTING USERS’ (HEREAFTER, REFERRED TO AS ‘YOU’, ‘YOUR’, OR SUCH DERIVATIVES) ONLINE PRIVACY WHILE THEY ARE BROWSING OR USING THIS WEBSITE. IN ORDER TO PUT OUR COMMITMENT IN BLACK AND WHITE, WE HAVE DEVISED THIS PRIVACY POLICY (HEREINAFTER, REFERRED TO AS ‘POLICY’) IN ORDER TO LET THE VISITORS AND REGISTERED MEMBERS OF THIS WEBSITE KNOW ABOUT THE NATURE OF INFORMATION WE COLLECT, AND HOW WE USE, PROTECT, AND DISCLOSE SUCH INFORMATION.

THIS POLICY SHOULD BE READ IN CONJUNCTION WITH OUR TERMS & CONDITIONS. IF SOME OR ALL PROVISIONS OF THIS POLICY ARE NOT ACCEPTABLE, WE STRONGLY ADVISE YOU TO DISCONTINUE THE USE OF THIS WEBSITE.

THIS POLICY EXCLUSIVELY APPLIES TO THIS WEBSITE AND NOT TO ANY OFFLINE INTERACTIONS YOU MAY HAVE WITH US.

PERSONALLY IDENTIFIABLE INFORMATION – COLLECTION AND USE

THE USE OF SOME FEATURES OF THIS WEBSITE REQUIRES YOU TO REGISTER USING A SIMPLE REGISTRATION FORM. THROUGH THIS FORM, WE COLLECT SOME PERSONALLY IDENTIFIABLE INFORMATION. ADDITIONALLY, WE ALSO COLLECT SOME PERSONALLY IDENTIFIABLE INFORMATION AT DIFFERENT STAGES AND AT DIFFERENT TIMES OF YOUR USAGE OF THIS WEBSITE. THIS PERSONALLY IDENTIFIABLE INFORMATION MAY INCLUDE, BUT NOT LIMITED TO, YOUR NAME, COMPANY NAME, PHYSICAL ADDRESSES, EMAIL ADDRESS, TELEPHONE NUMBER, FAX NO., CREDIT CARD INFORMATION, ETC. WHILE COLLECTING SUCH PERSONALLY IDENTIFIABLE INFORMATION FROM THE USERS, WE TAKE GREAT CARE AND DILIGENCE IN COLLECTING ONLY AS MUCH INFORMATION AS IS ABSOLUTELY VITAL TO PROVIDE YOU WITH EFFICIENT AND TIMELY SERVICES. ALL SUCH PERSONALLY IDENTIFIABLE INFORMATION IS KEPT CONFIDENTIAL AND NEVER SHARED WITH, OR SOLD TO, OR TRADED WITH, ANY THIRD PARTY WITHOUT YOUR EXPLICIT CONSENT.

SOME OF THE INSTANCES WHEN WE COLLECT PERSONALLY IDENTIFIABLE INFORMATION FROM THE USERS OF THIS WEBSITE INCLUDE:

•   DURING REGISTRATION PROCESS; OR
•   WHILE MAKING A PURCHASE THROUGH OUR SECURE SERVERS; OR
•   WHILE SUBSCRIBING TO OUR DIFFERENT PRODUCTS AND/OR FEATURES, LIKE NEWSLETTER, ETC.; OR
•   WHILE COMPLETING AN ONLINE FORM TO REQUEST INFORMATION ABOUT OUR PRODUCTS AND/OR SERVICES; OR
•   WHILE REGISTERING FOR OUR SEMINARS, FORUMS, CONTESTS, AND ONLINE CHATS.

SOME OF THE USES OF THE PERSONALLY IDENTIFIABLE INFORMATION SO COLLECTED BY OUR WEBSITE INCLUDE:

•   TO ALLOW YOU TO ACCESS SPECIAL FEATURES RESERVED FOR OUR REGISTERED MEMBERS; OR
•   TO PROVIDE YOU THE INFORMATION REQUESTED FROM US; OR
•   TO REGISTER YOU FOR OUR SEMINARS, FORUMS, CONTESTS, AND ONLINE CHATS; OR
•   TO CONTACT YOU WHEN REQUESTED; OR
•   TO PROVIDE THE INFORMATION TO THE THIRD PARTIES (IF THEY ARE ENGAGED), UNDER CONFIDENTIALITY AGREEMENT, IN ORDER TO EFFECTIVELY CONDUCT SEMINARS, ETC.; OR
•   TO PROVIDE SUCH INFORMATION TO OUR AFFILIATES AND PARTNERS (IF ANY) UNDER CONFIDENTIALITY AGREEMENT SO THAT THEY MAY PROVIDE YOU WITH OFFERS AND INFORMATION ABOUT PRODUCTS OR SERVICES YOU MIGHT BE INTERESTED IN.

YOU CAN ALWAYS DISALLOW US TO CONTACT YOU REGARDING THE LATEST OFFERS, NEWS, AND UPDATES, BY DESELECTING THE BOX ASKING YOU TO JOIN THE EMAIL LIST, AFTER LOGGING IN YOUR ACCOUNT.

NON-PERSONALLY IDENTIFIABLE INFORMATION – COLLECTION AND USE

BESIDES THE ABOVEMENTIONED PERSONALLY IDENTIFIABLE INFORMATION, WE MAY ALSO COLLECT SOME NON-PERSONALLY IDENTIFIABLE INFORMATION WHEN YOU VISIT DIFFERENT PAGES OF THIS WEBSITE. SUCH NON-PERSONALLY IDENTIFIABLE INFORMATION MAY INCLUDE THE TYPE OF BROWSER YOU USED TO ACCESS THIS WEBSITE, THE OPERATING SYSTEM(S) INSTALLED ON YOUR COMPUTER, INTERNET PROTOCOL (IP) ADDRESS OF YOUR COMPUTER, IP ADDRESS OF YOUR INTERNET SERVICE PROVIDER (ISP), ETC. THIS INFORMATION IS GENERALLY USED TO IMPROVE THE LAYOUT AND CONTENT OF OUR WEBSITE, PROVIDE YOU WITH CUSTOMIZED ADVERTISEMENTS, ANALYZE THE SITE-USAGE, DISPENSE WITH THE NEED TO RE-LOGIN EVERY TIME YOU VISIT THE WEBPAGES OF THIS WEBSITE AFTER LOGGING IN, AND ENHANCE YOUR OVERALL EXPERIENCE OF USING THIS WEBSITE. ALL SUCH NON-PERSONALLY IDENTIFIABLE INFORMATION IS KEPT CONFIDENTIAL AND NEVER SHARED WITH, OR SOLD TO, ANY THIRD PARTY.

COOKIES

COOKIES ARE SMALL TEXT FILES THAT ARE PLACED ON YOUR HARD DISK BY OUR SECURED SERVERS. THESE COOKIES ARE USED TO COLLECT NON-PERSONAL INFORMATION AS MENTIONED IN THE PRECEDING CLAUSE. COOKIES HELP US IN GATHERING INFORMATION, LIKE HOW YOU USE OUR SITE, HOW YOU USE OUR SERVICES, TYPES OF DATA ACCESSED, TIMES AND VOLUME OF USE, DURATION OF SESSIONS AND OTHER SIMILAR USAGE. OUR COOKIES ARE 100% SAFE, AND DO NOT, IN ANY WAY, COMPROMISE ON YOUR PRIVACY WHILE YOU ARE USING OUR WEBSITE.

YOU CAN ALSO DISABLE THE COOKIES BY ADJUSTING YOUR INTERNET BROWSER PREFERENCES. HOWEVER, FOR A WHOLESOME EXPERIENCE, WE ADVISE YOU TO RECEIVE COOKIES SENT BY OUR WEBSITE.

FORECLOSURELISTINGS.COM WILL USE THE INFORMATION OBTAINED THROUGH COOKIES TO ANALYZE THE PAGES BROWSED BY THE USER; SEARCHES PERFORMED BY THE USER; IMPROVING THE COMMERCIAL AND PROMOTIONAL INITIATIVES; DISPLAYING ADVERTISING OR PROMOTIONS; PUTTING UP BANNERS OF INTEREST TO THE USER; AND NEWS ABOUT HOW FORECLOSURELISTINGS.COM CAN IMPROVE THE PROVIDING OF CONTENT, GOODS AND SERVICES TO ITS PAYING MEMBERS.

ABOUT WEB BEACONS

A WEB BEACON IS AN ELECTRONIC IMAGE, ALSO CALLED A SINGLE-PIXEL (1 X 1) OR TRANSPARENT PIXEL, THAT IS PLACED IN THE CODE OF A WEB PAGE. A WEB BEACON HAS GOALS SIMILAR TO COOKIES. ADDITIONALLY, A WEB BEACON IS USED TO MEASURE TRAFFIC PATTERNS OF USERS FROM ONE PAGE TO ANOTHER, IN ORDER TO MAXIMIZE THE FLOW OF TRAFFIC THROUGH THE WEB. THE USER AND FORECLOSURELISTINGS.COM'S VISITORS NEEDS TO BE KNOWN ABOUT AS WELL AS ACCEPT THAT A MONITORING SYSTEM THROUGH WEB BEACONS CAN BE USED.

ON LOGS

THE ACTIVITIES PERFORMED BY THE USER ON THIS SITE ARE RECORDED THROUGH LOGS. LOGS REPORT THE IP ADDRESS, THE SESSION ID, THE PAGES ACCESSED BY THE USER, AND THE DATES AND TIMES OF DAILY ACCESS TO THE SITE.

PROTECTION OF PERSONALLY AND NON-PERSONALLY IDENTIFIABLE INFORMATION

WE ACCORD MAXIMUM PRIORITY TO THE SECURITY OF ALL THE DATA WE COLLECT FROM THE USERS AND/OR REGISTERED MEMBERS OF THIS WEBSITE. THEREFORE, WE USE LATEST AND MOST SECURE TECHNOLOGIES PREVALENT IN THE INDUSTRY, AND AVAILABLE IN THE MARKET, TO PROTECT THE INTEGRITY OF ALL THE PERSONALLY AND NON-PERSONALLY IDENTIFIABLE INFORMATION COLLECTED DURING THE COURSE OF YOUR INTERACTION WITH THIS WEBSITE.

APART FROM SEVERAL ELECTRONIC AND TECHNICAL SAFEGUARDS, WE ALSO EMPLOY CERTAIN PHYSICAL AND PROCEDURAL SAFEGUARDS IN ORDER TO MAKE THE ACCESS TO THIS SENSITIVE DATA EXCLUSIVE TO THE AUTHORIZED PERSONNEL HAVE ACCESS TO THIS DATA.

NOTWITHSTANDING ANY AMOUNT OF STEPS AND ASSURANCES WE GIVE, DUE TO PECULIAR NATURE OF THE INTERNET, NO FOOLPROOF SECURITY FROM UNAUTHORIZED ACCESS BY HACKERS, CRACKERS, OR SIMILAR ILLEGAL MEANS AND PERSONNEL, CAN BE GUARANTEED.

ADDITIONALLY, WHILE PROCESSING ONLINE PAYMENTS, WE DO NOT RETAIN OR INTERCEPT ANY CREDIT CARD DATA, WHICH YOU SUBMIT THROUGH OUR SECURE SERVERS. ALL SUCH DATA IS DIRECTLY SENT TO THE SECURED SERVERS OF THE CREDIT CARD COMPANIES THROUGH LATEST SSL ENCRYPTION METHOD FOR FURTHER PROCESSING.

PRIVACY OF CHILDREN BELOW THE AGE OF 18 YEARS

CONSISTENT WITH THE PROVISIONS OF CHILDREN’S ONLINE PRIVACY PROTECTION ACT, WE DO NOT, KNOWINGLY, COLLECT ANY PERSONALLY IDENTIFIABLE INFORMATION FROM CHILDREN BELOW THE AGE OF 18 YEARS. IF YOU ARE BELOW 18 YEARS OF AGE, PLEASE CEASE FURTHER USAGE OF THIS WEBSITE IMMEDIATELY. IF WE ARE MADE AWARE THAT THIS WEBSITE HAS INADVERTENTLY COLLECTED ANY PERSONALLY IDENTIFIABLE INFORMATION FROM A CHILD BELOW 18 YEARS OF AGE, WE SHALL TAKE ALL THE REASONABLE STEPS TO DELETE SUCH INFORMATION FROM OUR SYSTEMS.

EXTERNAL LINKS AND PRIVACY

THIS WEBSITE MAY CONTAIN LINKS TO THIRD PARTY WEBSITES OF PROMOTERS, ADVERTISERS, AFFILIATES, PARTNERS, AGENTS, ETC. HOWEVER, WE DO NOT DRAFT, REVIEW, CONTROL OR MONITOR THE PRIVACY PRACTICES OF SUCH THIRD PARTY WEBSITES. SHOULD YOU CHOOSE TO VISIT THESE LINKED WEBSITES BY CLICKING THROUGH OUR WEBSITE, YOUR VISIT AND/OR USE OF SUCH LINKED WEBSITES SHALL BE SUBJECT TO THE PRIVACY POLICIES OF THESE THIRD PARTY WEBSITES. WE STRONGLY ADVISE YOU TO GO THROUGH THE LEGAL DOCUMENTS OF THESE LINKED WEBSITES BEFORE ENTERING INTO ANY TRANSACTION WITH THEM.

DISCLOSURE OF INFORMATION

WE DISCLAIM ANY LIABILITY FOR DISCLOSURE OF ANY PERSONALLY OR NON-PERSONALLY IDENTIFIABLE INFORMATION ARISING OUT OF ANY OF THE FOLLOWING CIRCUMSTANCES:

1.   DISCLOSURE TO GOVERNMENT (LOCAL, STATE, NATIONAL, OR INTERNATIONAL) AGENCIES IN RESPONSE TO LEGAL PROCESSES, LIKE SUBPOENAS; OR
2.   ANY UNLAWFUL OR UNAUTHORIZED ACCESS TO AND TRANSMISSIONS OF PERSONAL INFORMATION FROM THIS WEBSITE; OR
3.   DISCLOSURE OF ANY INFORMATION BY THE USER HIMSELF OR HERSELF ON MESSAGE BOARDS, PUBLIC FORUMS, BLOGS, SOCIAL NETWORKING WEBSITES, OR ANY OTHER ONLINE OR OFFLINE MEDIA; OR
4.   DISCLOSURE OF SUCH INFORMATION AS AN ASSET IN CASE OF SALE, OR PART SALE, OF THIS WEBSITE TO A THIRD PARTY.

AMENDMENTS AND UPDATES

WE RESERVE THE RIGHT TO AMEND, UPDATE, CHANGE, ALTER, ADD, OR MODIFY THIS WEBSITE AT ANY TIME WITHOUT ANY PRIOR NOTICE. ALL SUCH AMENDMENTS AND UPDATES SHALL COME INTO EFFECT IMMEDIATELY ON POSTING OF THESE ON THIS WEBPAGE. WE ENCOURAGE ALL THE USERS OF THIS WEBSITE TO PERIODICALLY VISIT THIS WEBPAGE IN ORDER TO REMAIN CURRENT ON THE LATEST AMENDMENTS TO THIS POLICY.


LAST UPDATED ON: 07/27/2009


CONTACT US

IN CASE YOU HAVE ANY OTHER PRIVACY CONCERNS, PLEASE FEEL FREE TO CONTACT US REGARDING YOUR PRIVACY CONCERNS.

Terms and Conditions - Foreclosure Listings.com

WEB CONTENT AND MATERIALS

THE INFORMATION AND MATERIALS CONTAINED IN THIS WEB SITE ARE FOR MARKETING AND INFORMATIONAL PURPOSES AND IS INTENDED FOR INDIVIDUAL OR PRIVATE USE ONLY,  DATA MINING, SCREEN SCRAPING DOWNLOADING OR ANY OTHER WAY DESIGNED TO OBTAIN BIG QUANTITIES OF LISTINGS THAT EXCEEDS THE COMPANY'S *SET NUMBER OF LISTINGS VIEWED BY ONE MEMBER ON A 24 HOUR PERIOD IS STRICTLY PROHIBITED. THE ACCESS TO AND USE OF THE INFORMATION AND MATERIALS CONTAINED IN THIS WEB SITE ARE SUBJECT TO CHANGE WITHOUT NOTICE. THE COMPANY MAY DISCONTINUE OR MAKE CHANGES TO THE INFORMATION, PRODUCTS OR SERVICES DESCRIBED IN THIS WEB SITE AT ANY TIME. THE INFORMATION, PRODUCTS OR SERVICES IN THIS WEB SITE SHALL NOT BE DEEMED ACCURATE OR CURRENT EXCEPT AS OF THE DATE OF POSTING AND ARE SUBJECT TO CHANGE WITHOUT NOTICE. THE COMPANY DOES NOT GUARANTY THAT ALL LISTINGS LISTED HERE ARE FORECLOSURES. THE COMPANY DOES NOT UNDERTAKE, AND SPECIFICALLY DISCLAIMS, ANY OBLIGATION OR RESPONSIBILITY TO UPDATE OR AMEND THE INFORMATION, PRODUCTS OR SERVICES DESCRIBED IN THIS WEB SITE. THE COMPANY RESERVES THE RIGHT TO TERMINATE ANY OR ALL PRODUCTS SERVICES OR OFFERINGS, IF ANY, SET FORTH IN THIS WEB SITE WITHOUT PRIOR NOTICE. FURTHERMORE, BY OFFERING INFORMATION, PRODUCTS OR SERVICES VIA THIS WEB SITE, NO SOLICITATION IS MADE BY THE COMPANY TO ANY PERSON TO USE SUCH INFORMATION, PRODUCTS OR SERVICES IN JURISDICTIONS WHERE THE PROVISION OF SUCH INFORMATION, PRODUCTS OR SERVICES IS PROHIBITED BY LAW. THE COMPANY DOES NOT GUARANTEE THE AVAILABILITY OF ANY PROPERTY LISTED HEREIN. THE NUMBER OF LISTINGS VARIES WITH MARKET CONDITIONS AND THE COMPANY MAKES NO GUARANTEES ABOUT THE NUMBER OF PROPERTIES LISTED. SOME GEOGRAPHIC AREAS MAY HAVE MORE LISTINGS THAN OTHERS AND THE COMPANY DOES NOT PROMISE THAT THERE ARE LISTINGS IN EVERY GEOGRAPHICAL AREA.

PICTURES

THE COMPANY DOES NOT GUARANTEE THAT ALL LISTINGS HAVE PICTURES. PICTURES WILL BE POSTED WHEN EVER THEY ARE AVAILABLE.

LINKS TO OTHER SITES

LINKS TO WEB SITES THAT ARE NOT CONTROLLED OR MAINTAINED BY THE COMPANY MAY BE PROVIDED IN THIS WEB SITE. SUCH LINKS ARE PROVIDED SOLELY AS POINTERS TO INFORMATION THAT MAY BE USEFUL TO USERS OF THIS WEB SITE. THE COMPANY HAS NO CONTROL OVER THE CONTENT ON ANY SUCH LINKED WEB SITES. THE COMPANY MAKES NO WARRANTIES, EITHER EXPRESS OR IMPLIED, CONCERNING THE CONTENT OF ANY SUCH LINKED WEB SITE INCLUDING, WITHOUT LIMITATION, THE ACCURACY, COMPLETENESS, RELIABILITY OR SUITABILITY THEREOF FOR ANY PARTICULAR PURPOSE, NOR DOES THE COMPANY WARRANT THAT SUCH SITE OR CONTENT IS FREE FROM ANY CLAIMS OF COPYRIGHT, TRADEMARK OR OTHER INFRINGEMENT OF THE RIGHTS OF THIRD PARTIES OR THAT SUCH SITE OR CONTENT IS FREE FROM DEFECTS, VIRUSES OR OTHER DESTRUCTIVE OR DISABLING DEVICES. A LINK TO A WEB SITE NOT MAINTAINED OR CONTROLLED BY THE COMPANY DOES NOT IMPLY ANY ENDORSEMENT OF OR RESPONSIBILITY FOR THE OPINIONS, IDEAS, PRODUCTS, INFORMATION OR SERVICES OFFERED AT SUCH SITES, OR ANY REPRESENTATION REGARDING THE CONTENT AT SUCH LINKED WEB SITES.

COPYRIGHT NOTICES

THIS WEB SITE CONTAINS ORIGINAL WORKS OF AUTHORSHIP. SUCH WORKS OF AUTHORSHIP, INCLUDING BUT NOT LIMITED TO ALL DESIGN, TEXT AND IMAGES, ARE OWNED OR LICENSED (EXCEPT AS OTHERWISE EXPRESSLY STATED) BY THE COMPANY. THESE WORKS OF AUTHORSHIP MAY NOT BE COPIED, TRANSMITTED, DISPLAYED, DISTRIBUTED (FOR COMPENSATION OR OTHERWISE), LICENSED, ALTERED, FRAMED, STORED FOR SUBSEQUENT USE OR OTHERWISE USED IN WHOLE OR IN PART IN ANY MANNER WITHOUT THE EXPRESS PRIOR WRITTEN CONSENT OF THE COMPANY.

LIMITATION OF LIABILITY

THE INFORMATION IN THIS WEB SITE IS PROVIDED "AS IS" WITHOUT EXPRESS OR IMPLIED WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT OF INTELLECTUAL PROPERTY OR FITNESS FOR ANY PARTICULAR PURPOSE. THE COMPANY WILL NOT BE LIABLE FOR ANY DELAY, DIFFICULTY IN USE, INACCURACY OF INFORMATION, DEFECTS IN THIS WEB SITE OR ANY BROWSER OR OTHER PROGRAM USED TO ACCESS THIS WEB SITE, NOR WILL THE COMPANY BE LIABLE FOR ANY OTHER PROBLEMS EXPERIENCED BY USERS DUE TO CAUSES BEYOND THE CONTROL OF THE COMPANY. THE COMPANY IS NOT RESPONSIBLE FOR ANY ERRORS IN OR OMISSIONS IN THE INFORMATION CONTAINED IN OR ACCEDES THROUGH THIS WEB SITE. NO LICENSE TO THE USER IS IMPLIED IN THESE DISCLAIMERS.

THE COMPANY WILL HAVE NO LIABILITY IN TORT, CONTRACT OR OTHERWISE TO ANY USER AND/OR ANY THIRD PARTY ARISING IN CONNECTION WITH THE USE OF THIS WEB SITE OR RELIANCE ON ANY INFORMATION PROVIDED IN THIS WEB SITE. THE COMPANY WILL UNDER NO CIRCUMSTANCES BE LIABLE TO THE USER AND/OR ANY THIRD PARTY, FOR ANY LOST PROFITS OR LOST OPPORTUNITY, OR ANY INDIRECT, SPECIAL, CONSEQUENTIAL, INCIDENTAL OR PUNITIVE DAMAGES WHATSOEVER, EVEN IF THEY HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

PAYMENT / FEE

AS A MEMBER OF THE THIS WEBSITE, I AGREE NOT TO DISCLOSE MY USERNAME AND PASSWORD TO OTHERS. I ALSO AGREE NOT TO DISTRIBUTE THE INFORMATION CONTAINED IN THIS WEB SITE DATABASE TO ANY KIND OF PERSON OR ORGANIZATION. IF YOU CHOOSE NOT TO CANCEL AFTER THE 7-DAY TRIAL YOUR MEMBERSHIP WILL AUTOMATICALLY RENEW. THE STANDARD MEMBERSHIP FEE OF $39.95 PER MONTH WILL APPLY. TO AVOID THE MONTHLY MEMBERSHIP FEE, SIMPLY CANCEL YOUR ACCOUNT PRIOR TO THE EXPIRATION DATE OF YOUR TRIAL MEMBERSHIP BEFORE ANY CHARGES OTHER THAN THE INITIAL $3.95 ARE POSTED TO YOUR CREDIT OR DEBIT CARD. ONCE A MEMBER HAS THE ABILITY TO ACCESS THE SITE THROUGH A COMBINATION OF A USERNAME AND A PASSWORD , SUBSCRIPTION FEES BECOME NON-REFUNDABLE.

GUARANTY - MONTHLY FEE, 7 DAY TRIAL OR OUR 12 MONTHS MEMBERSHIP

ONCE YOU JOIN WITH A $3.95 - 7 DAY TRIAL $39.95 - MONTHLY MEMBERSHIP OR OUR $99.00 - 12 MONTHS MEMBERSHIP YOU WILL HAVE ACCESS TO ALL INFORMATION OFFERED BY THIS COMPANY AND THERE WILL BE NO ADDITIONAL FEES POSTED TO YOUR CREDIT CARD OR CHECKING ACCOUNT OTHER THAN THE MEMBERSHIP OF YOUR CHOOSING TILL YOU CANCEL YOUR SUBSCRIPTION.

FREE FORECLOSURE ALERTS

YOUR INFORMATION MAY BE SOLD TO BROKERS, WHICH WE FEEL MAY BE OF INTEREST TO YOU. THESE THIRD PARTIES MAY BOTH CONTACT YOU DIRECTLY OR INDIRECTLY OFFERING THEIR FREE FORECLOSURE LISTINGS TO YOU. IF YOU WOULD RATHER NOT RECEIVE THIS FREE SERVICE, PLEASE CONTACT US FOR A IMMEDIATE REMOVAL OF YOUR INFORMATION FROM OUR FREE FORECLOSURE ALERT MAILING LIST. YOUR INFORMATION WILL NEVER BE SOLD TO ANY OTHER BUISNESS ENTITY OTHER THAN REAL ESTATE AGENTS OR BROKERS. NEITHER WILL YOU BE REQUIRED TO PAY A FEE TO ANY OF OUR REAL ESTATE BROKERS OR AGENTS. ALL OUR REAL ESTATE BROKERS OR AGENTS ARE OFFERING FREE SERVICES TO OUR CUSTOMERS.

*THE SET NUMBER OF LISTINGS THAT A MEMBER CAN VIEW IN A 24 HOUR PERIOD IS A SECRET NUMBER SET BY THE COMPANY IN ORDER TO PROTECT IT'S DATA FROM DATA MINING.  IF THE USER DOES NOT WISH TO BE BOUND BY THESE CONDITIONS, THE USER SHOULD NOT USE THE FORECLOSURELISTINGS.COM WEB SITE.

Testimonials at Foreclosure Listings.com

Dear ForeclosureListings.com,

I just wanted to take the time to write to you guys about how helpful your service has been, and about my home buying experience! After looking at lots of properties in my area of Michigan, I finally decided on a home that was in the pre-foreclosure stage. However, I really didn't have much of an idea on how to actually go after it, but the book you provided was so helpful.

I first started calling the homeowner around the beginning of July, but after over a month, I still hadn't heard back. At this point I talked to John in customer support, and he told me the same advice I'd now give to anyone pursuing a foreclosure, and that was to not get desperate. He told me how these things take time, and that the owner was more likely to come around the closer it got to a foreclosure.

It was not until the beginning of September that she finally called me back. Using the careful advice that both Robert and my foreclosure book provided, I was careful to not provide too much pressure, but also to let her know I had a firm offer on her home.

At first I thought I wasn't going to get it, especially when I found out the house was going to auction after all, but sure enough, a couple weeks before the auction was scheduled she called me! She said she was impressed with me because there were a lot of people after her to sell, but I was the most consistent and firm bidder. She said I really sounded like I knew what I was doing, me!

Now, we are finishing up the closing and we're both happy as could be. It may sound funny, but I really do owe it all to your service. You taught me so much, and I was really just a novice when I started. Now I have a new home in my area, and I got a GREAT price for it, believe me! Thanks so much again, and you can bet I've already recommended you to my friends!

Best of Luck,
Olga Mason

Hi Guys,

I just wanted you guys know that after only 3 months on ForeclosureListings.com, I've got my first deal in the process of closing. My wife and I had looked at a few properties and attended two auctions before this one without getting the price we felt we wanted. But we were easily able to find more properties that we liked, so our third sale we were determined to get a good deal. We ended up purchasing a great one story house for $281,000 that we estimated to have a value of over $340,000, so needless to say we saved a lot.

Your advice on making calculations and sticking to your guns when it comes to the figure you have really helped, and we managed to get a great new home because of it. Also, I really wanted to thank your customer service reps, who really were helpful about giving us advice on what kind of properties to go after and in what range.

We're already thinking about a summer home.

Sincerely,
Ryan Brown

Hi,

I've been a member of ForeclosureListings.com for over two years now, and I guess it'd be about time to sing its praises. When my wife and I first started with investing, I was interested in real estate, but had only bought two houses in my life. The first our children were born in, and the second they grew up in. That was more than 25 years ago! Anyway, with the great customer service and information on every kind of foreclosure home out there that ever existed, we had more than enough help! I swear I must have called Denny in customer service a thousand times in that first year, but every time, he was as patient and helpful as could be.

Anyway, since then, me and my wife have bought and sold three houses in our native state of Florida, and we've profited enough to make sure our retirement years will be much brighter than we had anticipated before we joined ForeclosureListings.com. Right now we're looking at moving into our third home ever in Sarasota, and it's all thanks to the money we've earned through being members of your service. Just wanted to say thanks, y'all deserve it.

Richard and Susan Piedmont

To the Staff at ForeclosureListings.com--

Thank you all so much for your help in finding us a new home. With your listings we were able to locate a new home in an area we had to move to for my husband's job, but had never actually been to before. Using your neighborhood profiles we got a great idea of what the place was like before we ever even visited, so those were extremely helpful.

I won't get into numbers, but let's just say we saved a great amount of money and we are thoroughly pleased on our new home, which we secured before it ever even went to auction. You taught us how to calculate expenses, make offers, and how to follow through. We wish you all our best, and to anyone who reads this, give ForeclosureListings.com a chance, you won't regret it!

--Tina Anderson

ForeclosureListings.com People!

Thank you so much for all your help, information, and advice during my last home purchase. I was able to secure the great ranch in SW Tucson for a great price. Of all the things you guys can help with, I was really impressed with how you really made me feel like an expert. I mean, I was confident approaching and dealing with the homeowner, I felt great about closing the deal, the sense of security you guys provide with customer support and all your resources was great. Thank you so much!

Debbie Fischer

Dear ForeclosureListings.com,

With two deals done and one in escrow all in under two years, I'd say we're doing pretty darn good with your service. Altogether, I'm going to have a gross profit around $145,000 once this third is finished. I can't believe how quickly I learned to do this so well.

I think one of the best attributes of your site is the variety and volume of listings. There's some element of hit and miss in this business as I've noticed, but what's great is that there's always something new coming up, there's always somewhere else to look for a deal. Not to mention the customer support, thanks for all your help, especially during that first closing. I hope business is going as well for you as it has been for me!

-Bob Alameda, New Hope, PA

To Kathy and the Rest of the ForeclosureListings.com Customer Service Team:

Thank you so much for the incredible help you provided on finding us our second home in Tahoe. It's a total fixer-upper, but that's great for us because it's exactly what we were looking for. And, with the money we saved, we're still going to have saved so much off the home's market value, even after the improvement costs! Thanks for teaching us how to go after it the RIGHT way.

-Cindy Polanzak (and Dale!)

Dear ForeclosureListings.com,

Thanks to your service, my wife and I were able to find a new home outside Raleigh, NC for an incredible price. Having just had a baby, we needed to settle in a more suburban location and what we've found is perfect, To all those of you considering buying a foreclosure out there, who might think it's more trouble than it's worth, believe me, it's not. ForeclosureListings.com helped us analyze neighborhoods all over the North Carolina area until we settled on Raleigh. You guys really provide everything you need to know about your listings, and you can do it all from your own computer, which is incredible to me.

And the money we saved has been a huge bonus for us. Buying at auction was so much easier than we thought. All we had to do was choose our house, make some preliminary phone calls and do the calculations you suggest, and boom, we won the first house we wanted in the price range we wanted. Actually we even got it for less than we expected to. Thanks so much, you guys are great, we'd recommend you to anybody.

-The Floras Family, James and Lauren

Hey,

I have been a member of ForeclosureListings.com for over a year now, and I am thoroughly pleased with what I have seen. There are a lot of companies out there trying to get in this business, but none of them seem as reputable or trustworthy as you are. You guys have so many listings and it really seems like you have your finger on the pulse of this business and what's best for your members.

I've bought four homes this year, and I'm in the process of selling one. The other I've had several offers on, and the other two I'm still in the process of fixing up. The profits I stand to make our considerable. I'll let you know how it turns out.

Thank you for all of your help and support, the customer service I feel really makes your business as great as it is.

-Lou Ringall

ForeclosureListings.com,

After I retired, I realized I wasn't your typical retiree! While my friends were out playing golf almost every day, I wanted something constructive to do. I missed my work. So I started looking into real estate and specifically the foreclosure market. I saw a lot of sites before I settled on yours, but by God did I make the right decision.

Since starting with your service almost three years ago, I've bought four houses and sold three, and could have done a lot more if I'd wanted to! While I had already learned a lot, you guys filled me in on the fact that there was still so much I had to know, details and tactics to be really effective. I bought all my houses at auction, and for great prices. I've profited over $100,000 and that's pretty good for a guy my age! I encourage anyone looking for a way to make money on real estate to stick with ForeclosureListings.com.

Best of luck in your business,
James R. Elwood, Dallas, Texas