Washington is a state located in the northwestern region of the U.S. and is a reasonably priced place to live. A buyer can find great deals if they look to buy Washington foreclosures.

Search through the best listings of foreclosures in Washington. We provide foreclosed homes and auctions in the major Washington cities. Choose a city and fing an excellent deal for you!

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Potential buyers will find that there are many Washington home foreclosures posted for sale in Washington foreclosure listings. Our Washington home foreclosure listings are checked and updated daily to make sure that all the available homes make it onto the market as soon as possible.
Washington has borders with Canada, the Pacific Ocean and the states of Oregon and Idaho. The last count of the population estimated that were nearly seven million people living in this State, which isn't a huge population. Washington is mostly covered by mountains and rainforests, making it difficult for the state to host a large population. This state was also named after the first ever President of the United States, George Washington, and is the only state to actually be named after a President. Washington’s capital is Olympia while it’s largest, most important city is Seattle. It is part of an area which has been named the Pacific Northwest, which also includes Oregon and northern California. Washington also has an abundance of natural scenary and is home to a few national parks (Mount Rainier National Park and Olympic National Park). If you are a person that is more interested in history than natural surroundings, Washington has two national monuments, including Mount St. Helens National Volcanic Monument.
In terms of income for the households of Washington, it is a very average state, with a median household income of around $45,000 and a median family income of $54,000. The median value of a home in the state of Washington is about $170,000, which is high compared to the national average of $120,000. However, many owners are now realizing that they cannot get people to pay the actual value of their house if they need or want to sell it; many are selling their homes for below what they are worth.
The state of Washington allows both judicial and non-judicial foreclosures.
For judicial foreclosures, a lender must first file a suit with the court (known as a Lis Pendens) against the defaulted borrower (homeowner). For in-state homeowners, the court rules within 30 days; for out-of-state homeowners, the court provides 60 days. If the court rules in favor of the lender, a foreclosure sale is usually scheduled to occur within six to eight weeks.
Non-judicial foreclosures occur when a mortgage contains a power of sale clause, which allows the lender to pursue foreclosure without obtaining a court order. The process begins when the lender mails the homeowner a notice of default, informing them of the impending foreclosure of their property if payment of the outstanding debt is not received. If the borrower does not provide payment within 30 days of receiving the notice, the lender may schedule a foreclosure sale.
However, the homeowner does retain the right in either case to halt the foreclosure sale up to 11 days before it occurs by paying off the default debt to the lender.
The notice of a foreclosure sale is always recorded with county registrar at least 90 days before the sale occurs. Copies of the notices are mailed to the homeowner and any other affected parties before being sent anywhere else. The notice must also be published twice in a local newspaper. The first publication must occur between the 32nd and 28th day before the sale, and the second must come between the 11th and 7th days before the sale.
At the foreclosure sale, the property is auctioned off to the highest bidder. After non-judicial foreclosure sales, the lender's trustee transfers ownership to the winning bidder, who may then take possession of the property after 20 days. The original homeowner has no right to redemption in this case.
In the case of judicial foreclosures, the original homeowner retains redemption rights for up to one full year after the sale occurs. They may redeem ownership by providing the full amount of the loan plus any additional costs. During this time, they may remain on the property as if it were their primary residence.
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