Search Washington Foreclosures

Washington State, in the northwest of the USA, is a reasonably priced place to live and Washington home foreclosures for sale mean that it can be even cheaper for a buyer to get a good price by purchasing Washington foreclosures.

Click on a Washington county below to begin your search:

Latest Foreclosures in Washington

14TH ST SW, Puyallup, WA
WA 98371
3BD/2.50BH
$150,000
E 19TH ST, Vancouver, WA
WA 98661
2BD/1.00BH
$59,900
10TH ST SE APT E4, Puyallup, WA
WA 98374
3BD/2.50BH
$49,900
LAKE LUCINDA DR SW, Olympia, WA
WA 98512
4BD/1.50BH
$149,900
5TH ST NE, Auburn, WA
WA 98002
4BD/2.00BH
$179,900
AVENUE B, Snohomish, WA
WA 98290
3BD/1.00BH
$93,900
117TH ST SE, Snohomish, WA
WA 98290
2BD/1.00BH
$124,900
S G ST, Tacoma, WA
WA 98418
3BD/2.00BH
$92,000
S PROSPECT ST, Tacoma, WA
WA 98405
3BD/1.50BH
$73,000
S 286TH ST, Auburn, WA
WA 98001
3BD/2.00BH
$125,000
NE 152ND ST, Vancouver, WA
WA 98686
3BD/2.00BH
$159,900
N 130TH ST UNIT 4304, Seattle, WA
WA 98133
1BD/1.00BH
$92,500
50TH AVE S, Seattle, WA
WA 98118
4BD/1.00BH
$138,000
S SAYBROOK LN, Spokane, WA
WA 99223
3BD/3.00BH
$184,900
SW 111TH ST, Seattle, WA
WA 98146
3BD/1.50BH
$289,900
3RD AVE SW, Seattle, WA
WA 98146
2BD/1.00BH
$73,000

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Search through the best listings of foreclosures in Washington. We provide foreclosed homes and auctions in the major Washington cities. Choose a city and fing an excellent deal for you!

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Seattle, WA is known as the Emerald City because of it miles of lush forests and dozens of parks in ...

Washington Foreclosures for Sale

Washington foreclosuresPotential buyers can find the many Washington home foreclosures that are currently on the market and for sale on these extensive Washington foreclosure listings, and these listings are always being checked and updated to make sure that all the available homes make it onto the market as soon as possible.

The State of Washington has borders with Canada, the Pacific Ocean and also with the US States of Oregon and Idaho. The last count of the population estimated that nearly seven million people live in this State, which isn't a huge population, but considering that around 40% of the State is covered in rainforest or mountains and is quite uninhabitable then is it actually quite a densely populated area. The State was named after the first ever President of the United States, George Washington, and is the only State to actually be named after a President. The State capital is the city of Olympia, and the largest city by area is Seattle. It is part of an area which has been named the Pacific Northwest, which also includes Oregon and part of other states around the pair such as the northern part of California. In the State of Washington there are three National parks, such as the Mount Rainier National Park and the Olympic National Park, and it also has two national monuments, including Mount St. Helens National Volcanic Monument.

In terms of income for the households of Washington, it is a very average state, with a median household income of around $45,000 and the median income for a family is roughly $54,000, which is very similar to other average states in the US. The median value of a home in the State of Washington is about $170,000, which is high compared to the national average of $120,000. However in this modern day, many owners are realising that they cannot get people to pay the value of their house if they need or want to say it, so they are asking below the value of the home and the median value for the asking price for a Washington foreclosure is $140,000, although this is still high compared to the national average which is well below $100,000.

Washington Foreclosure Laws

The state of Washington allows both judicial and non-judicial foreclosures.

For judicial foreclosures, a lender must first file a suit with the court (known as a Lis Pendens) against the defaulted borrower (homeowner). For in-state homeowners, the court rules within 30 days; for out-of-state homeowners, the court provides 60 days. If the court rules in favor of the lender a foreclosure sale is scheduled to occur in six to eight weeks.

Non-judicial foreclosures occur when a mortgage contains a Power of Sale clause allowing the lender to pursue foreclosure without obtaining a court order. This begins when the lender mails the homeowner a Notice of Default, informing them of the impending foreclosure of their property if payment of the outstanding debt is not received. If the borrower does not provide payment within 30 days of receiving the Notice of Default, the lender may schedule a foreclosure sale.

The homeowner has the right in either case to halt the foreclosure sale up to 11 days before it occurs by paying off the default debt to the lender.

A Notice of Sale must be recorded with the county registrar at least 90 days before the sale occurs. Copies of the Notice are mailed to the homeowner and any other affected parties. The Notice must also be published twice in a local newspaper. The first publication must occur between the 32nd and 28th day before the sale, and the second must come between the 11th and 7th days before the sale.

At the foreclosure sale, the property is auctioned off to the highest bidder. After non-judicial foreclosure sales, the lender's trustee transfers ownership to the winning bidder, who may then take possession of the property after 20 days. The original homeowner has no right to redemption in this case.

In the case of judicial foreclosures, the original homeowner retains redemption rights for up to one full year after the sale occurs. They may redeem ownership by providing the full amount of the loan plus any additional costs. During this time they may remain on the property as if it were their primary residence.

Washington Foreclosure Process Flow Chart

Foreclosure Process in Washington

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