A simple plumber Quintana, working by the labour of his hands found himself in a quagmire when he suffered injury while working and sought modification. The bank advised him to not to pay mortgage dues for two months to become eligible for it. Quintana complied and realized too late that the bank had tricked him into facing foreclosure.

The case of undocumented immigrant Blanca Cardenas highlights the injustice done to her by Los Angeles Police Department and Immigration Department. For protesting against illegal foreclosure on her house she was taken into custody and deported, separating her from her toddler kid. She had no criminal record, has been residing in USA for 15 years and her husband is an American citizen.

War has been declared between the police union and management of Stockton City. To narrow down a staggering budget deficit the city has started to trim the police force and cut down on wages and benefits. The citizens are feeling that with a lesser number of police personnel they will be exposed to more crime and criminals.

The Trustees Program has accused the banks of falsifying documents and inflating loan due amounts causing untold harm to the house owners. Under pressure from the Congress the Justice Department bestirred itself following the robo-signing scandal in 2010 fall. But targeting countless lower level employees who obeyed orders from superiors would be of no use.

Reuters had done some digging to find in the bankruptcy court of New York many discrepancies in the documents submitted by banks in foreclosure matters. Office of U.S. Attorney has a routine follows up criminal charges against small fry. Why is Wall Street fraudsters, despite evidence, conspicuously absent from their list?

Bankruptcy helps people to stay in their homes and is especially helpful to those ignored by lenders trying to modify their loans. A new programme is scheduled to kick off in Berks County from 1st January that would compel the lenders’ representatives to meet directly the borrowers, if the latter so desire it.

Occupy Foreclosed Homes claimed victory when by demonstrating in front and inside one of the branches of Chase in Redwood City, on behalf of a septuagenarian woman. They managed to postpone the sale of the house for two months. Gloria Takla, would be given a chance to modify her loan – something she had been trying in vain for nearly last two years.

The Ruth Hyman Jewish Community Center (JCC) of Monmouth County is facing foreclosure and auction. Its president said that the downturn in the economy had badly affected it. Member numbers have fallen. The building is in bad shape. Talks are going on however with the lender.